Payoneer
Head Of Product
Overview
PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a strategic, execution-focused Head of Product to own the product vision and roadmap for the bank's core offering: stablecoin issuance and redemption, customer onboarding, on/off-ramp experiences, built on the bank's core ledger and custody infrastructure.
About Payoneer
Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.
Requirements & Eligibility
- 10+ years of product management experience, including 5+ years in payments, banking, or digital assets
- Direct experience shipping products inside a regulated financial institution, ideally under OCC, Federal Reserve, or state banking supervision
- Demonstrated success taking a complex product from concept to launch, navigating technical dependencies, pilot design, and staged rollouts
- Working knowledge of mint/burn flows, reserve backing, redemption rights, and on-chain/off-chain reconciliation
- Demonstrated ability to build compliance requirements into the core product architecture rather than bolting them on afterward
- Strong written and verbal skills; comfortable producing documentation reviewed by regulators and external auditors, and presenting to examiners
Key Responsibilities
- Define and own the end-to-end product vision for PAYO-USD issuance, redemption, and payment flows, sequenced against the bank's regulatory milestones
- Act as the ultimate unblocker for the engineering team by driving ruthless prioritization and managing technical trade-offs
- Partner with Compliance to embed KYC, sanctions screening, and transaction monitoring controls directly into product flows
- Design the controlled pilot, including transaction volume caps, staged merchant onboarding, and clearly defined launch criteria
- Own product requirements for the bank's core banking, custody, screening, and oracle infrastructure partners
- Shape product requirements supporting proof-of-reserve attestation so stablecoin holders can seamlessly verify 1:1 backing
- Represent product decisions to the board, management committees, and OCC examiners as required
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